Oxygen Residential Mortgages and Oxygen Commercial Lending are Ideal Group's institutional finance platforms — delivering capital solutions for residential homebuyers, commercial developers, and growing businesses across the United States.
A full-service residential mortgage platform combining financial expertise, personalized advisory services, and innovative lending solutions — helping individuals, investors, and families secure financing that supports long-term financial success.
A commercial finance platform dedicated to providing innovative funding solutions that help businesses grow, expand, and achieve long-term success — connecting entrepreneurs, developers, and business owners with flexible capital tailored to their objectives.
Asset-based lending with fast approvals in as little as 5–7 business days.
Long-term financing for office, retail, industrial, and multifamily properties.
Short-term bridge financing to close gaps between acquisition and permanent financing.
Ground-up financing for residential, multifamily, and commercial projects.
Financing tailored for properties combining retail, office, and residential units.
Short-term renovation financing for 1–4 unit residential properties.
Alternative documentation programs including bank statements, P&L, and asset depletion.
Oxygen's institutional capital division structures sophisticated financing solutions for large-scale commercial and hospitality developments — including Ideal Group's flagship $2 billion Palazzo del Lago Resort. We position capital at the intersection of vision and execution, delivering institutional-grade solutions for projects that redefine markets.
Oxygen Commercial finances the acquisition, construction, and repositioning of commercial real estate assets — from Class A office towers and mixed-use developments to NNN-leased healthcare and industrial properties. We underwrite deals where institutional lenders see complexity; we see opportunity.
Working alongside the U.S. Small Business Administration and an expanding network of institutional lending partners, Oxygen Commercial facilitates access to capital for business acquisitions, equipment financing, working capital, and expansion — empowering entrepreneurs to scale with confidence.
Oxygen structures capital for complex transactions — corporate acquisitions, joint ventures, recapitalizations, and private investment. Our team builds long-term financial relationships with developers, business owners, and investors who demand a strategic partner, not just a transactional lender.
From the Southeast to key commercial corridors across the country, Oxygen's lending platforms operate with an expanding network of institutional lenders, banking partners, and capital sources. Our national infrastructure positions Ideal Group to deploy capital wherever opportunity exists — and to grow alongside our clients at every stage.
Transparency, integrity, and client success are at the core of everything Oxygen does. We go beyond individual transactions to build long-term financial relationships that support the sustained growth of our clients, partners, and shareholders — fully aligned with Ideal Group's mission of building world-class, investor-grade enterprises.
Connect with our finance team to discuss residential mortgages, commercial lending, SBA capital, or strategic investment solutions.